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Wyoming Health Insurance (WY)Choose from the list below to learn more about specific health insurance providers in Wyoming. Read on to learn about health insurance regulations in your state. Or enter your zip code in the box to the right to request a health insurance quote. Get a quote for Wyoming health insurance now >> Health Insurance Providers in Wyoming (WY)
Individual Health Insurance in Wyoming (WY)Individual insurance companies can decline your application for individual coverage due to a health problem. They can impose exclusion periods of no more than 12 months for pre-existing conditions or they can attach an elimination rider to the policy. Continuous coverage, with no breaks longer than 90 days, can give you credit toward the exclusion period. Both pregnancy and genetic information can be considered pre-existing conditions in Wyoming. Although there are no limitations by the State on the costs of premiums, your insurance cannot be cancelled if you get sick. Wyoming Health Insurance Pool will provide insurance to those who cannot get individual coverage. Get a quote for health insurance now >> Group Health Insurance in Wyoming (WY)Group health insurance regulations provide that, if you are eligible, you cannot be denied or charged more for coverage due to a medical problem. When there are life changes due to family or job loss, you will be entitled to more opportunities for group coverage. Newborn, adopted, and disabled children have special coverages in group policies. Your new employer may require a waiting period before offering group coverage and HMOs can also have affiliation periods. Group insurers are allowed to review your medical records for the six months prior to coverage and can exclude a pre-existing condition from coverage for a maximum of 12 months. When you maintain continuous coverage, with no lapse of more than 63 days, you will be awarded creditable coverage. Small Business Health Insurance in Wyoming (WY)Small businesses with two to 50 employees cannot be turned down for small group insurance, nor can insurance be cancelled due to illness in the group. There are slight limitations put on the costs of premiums and renewals. Get a quote for health insurance now >> Self-Employed Health Insurance in Wyoming (WY)Self-employed individuals are not allowed to buy group insurance. Affiliations through a business or professional association for the purpose of acquiring group health coverage should be checked with the Wyoming Insurance Department. Wyoming Insurance Department Wyoming Programs (WY)Medicaid and Wyoming Kid Care Program are two of the financial assistance programs available to residents. Get a quote for health insurance now.>>
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Key Facts... In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family? Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you. Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan. Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003. |
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