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Regence Blue Shield of Washington (BCBSWA)


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Regence Blue Shield of Washington
P. O. Box 21267
Seattle WA 98111


Regence Blue Shield of Washington, serving Washington residents for over 86 years, processes over 1,800,000 claims per month. Dedicated to ethical conduct, quality products, and excellent service, Regence Blue Shield of Washington is looking forward to future growth.

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Products

Breakthru 80 offers you two deductible options from which to choose with 80% coinsurance when you use network healthcare providers and 50% coinsurance when you use non-network providers. You will have a maximum out of pocket of $2,500 regardless of the deductible option that you choose. Included in the services are worldwide coverage, maternity coverage, and a $10 copay on all generic prescription drugs.

Breakthru 70 members choose from two deductible options when enrolling. There is 70% coinsurance when using network participants and 50% coinsurance when using non-network healthcare providers. Maximum out of pocket expenses are $5,000. Coverage includes maternity, office visits, prescriptions drugs, and preventative care.

Breakthru 50, like the other Breakthru plans, offers two deductible options. Coinsurance is 50% for both network and non-network providers. Maximum out of pocket expenses are $10,000.

Selections Plan Comprehensive Plans have a choice of two deductibles with 80% coinsurance on covered services with a $2,000 out of pocket maximum. These plans are designed to give member enjoy a high level of healthcare protection. Members can use network providers with the flexibility of seeing non-network providers at a higher cost.

Preferred Plan $750 members must meet a $750 yearly deduction for coinsurance to start. Coinsurance is 80% with a maximum out of pocket of $2,000. Preferred Plan $750 is a PPO plan.

Selections Plan Catastrophic Plans offer you the choice of two deductibles for low cost healthcare to cover unexpected illnesses or accidents.

HSA Qualified Preferred Catastrophic plans offer the choice of two high deductibles and the ability to use pre-tax dollars to pay approved medical expenses. This can help save money on your taxes while giving you peace of mind that you will be covered in the case of unexpected illnesses or accidents.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.