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Regence Blue Cross Blue Shield of Utah (BCBSUT)


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Regence Blue Cross Blue Shield of Utah
P. O. Box 30270
Salt Lake City, Utah 84130

Founded in 1942 as Intermountain Hospital Plan, Regence Blue Cross Blue Shield of Utah has grown to have more than 400,000 members. Regence Blue Cross Blue Shield is committed to high ethical standards, quality products, and excellent service.

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Products

Traditional Network BlueBasic plans offer you a choice of deductible levels. Included in this network are all hospitals in Utah and more than 4,300 doctors. You can choose to work with any health care provider in the network without needing a referral. There are maximum out-of-pocket levels for each deductible option. Coverage includes maternity, prescription drugs, hospitalization, and office visits.

Traditional Network BlueAdvantage plans offer you a variety of choices in deductibles. Like corresponding Traditional Network BlueBasic plans, Traditional Network BlueAdvantage plans offer you a large choice of healthcare providers from which to choose without the necessity of referrals. Traditional Network BlueAdvantage plan members have lower out-of-pocket maximums than those in corresponding BlueBasic plans. Coverage includes hospitalization, office visits, preventative services, maternity, prescription drugs, and more.

If you choose ValueCare BlueBasic plans, you will have access to a large selection of hospitals and over 4,000 doctors in the state of Utah and will be able to consult healthcare providers without needing a referral. ValueCare Blue Basic plans offer several deductible options and cover hospitalization, maternity, prescription drugs, office visits, and more. ValueCare Blue Basic plans have lower rates in comparison to Traditional Network BlueBasic plans.

ValueCare BlueAdvantage plans offer you the same kind of services as do the Traditional Network BlueAdvantage plans. With a smaller network of participating hospitals and healthcare providers than Traditional Network BlueAdvantage plans, ValueCare Blue Advantage plans offer you a lower cost alternative.

Using Regence Health Savings Account enables you to use pre-tax dollars to pay qualified medical expenses. This can lead to overall tax savings. Along with high deductible plans, Regence HSA members can closely manage their healthcare costs with affordable premiums.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.