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Premera Blue Cross Blue Shield of Alaska (BCBSAK)


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Premera Blue Cross Blue Shield of Alaska
2550 Denali Street, Suite 1404
Anchorage, AK 99503

With over 114,000 members in Alaska, Premera is a new method of health insurance called Dimensions. Their products allow customers to choose the features that best suit their needs, as well as make better informed choices about their health care. They also have a collaboration with the providers, which helps improve costs, minimizes paperwork, simplifies management, and boosts outstanding service.

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Individual and family health care plans

  • Alaska Value Care 25- easiest for those on a budget, limited coverage for in-office visits, highest benefit levels, minimum out-of-pocket expense when using preferred hospitals;
  • Alaska Best Care 20- broad range of coverage, minimum out-of-pocket expense when using preferred hospitals;
  • Alaska Global 50 and Alaska Global 20- broad range of coverage for a wide variety of covered services, choice of provider, highest benefit;
  • Alaska HSA 20,
  • Alaska HSA Rx 20 and Alaska HSA Rx- high deductible plans that work together with Health Savings Accounts, minimum out-of-pocket expense when using preferred hospitals.

Other plans include a temporary health care plan with up to six months of coverage called Alaska Interim 20. Care Management and Disease Management programs provide assistance to coordinate much needed care.

Group coverage has many plans to choose from and include excellent coverage, health-care cost management choices, freedom to select the networks and benefits that best fit each person’s needs and many plan funding options.

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Ratings

A.M. Best: NR-2 (Insufficient Size and/or Operating Experience).

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

 

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.