PacificSource Health Insurance

PacificSource

Founded in 1933, PacificSource began as an organization of physicians in Pacific Christian Hospital of Eugene, OR. Still serving the state of Oregon over 70 years later, PacificSource Health Insurance is a not-for-profit organization with a commitment to excellent customer service. With almost 150,000 enrollees, Pacific Source uses their years of experience to provide reliable, quality insurance to their customers. PacificSource offers a wide variety of medical, prescription drug, vision, and dental policies.

PacificSource offers a choice of specific group healthcare products within the following health plan categories:

FlexPerks: Choose and HRA or HSA plan

Personal Options: Group Health plans which offer employees more control over their health benefits.

Choice: A mix of the Prime and Preferred plans, with a choice of PCP but no referral requirement

Preferred: PPO plans that are based on a fee schedule

Prime: Choose a PCP, who provides referrals to specialists

For individuals, PacificSource offers:

Elect Plus: comprehensive medical care for individuals

Elect FlexPlus: Includes an HSA account

Elect Value: A low premium, high deductible catastrophic coverage plan

PacificSource is a company with a commitment to customer service. In 2006 it was named one of Oregon’s most admired companies by the Portland Business Journal. With an A.M.Best rating of B++ (very good), PacificSource will continue to serve the health coverage needs of Oregon residents for years to come.

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Key Facts...

From 1999 to 2009, employer-sponsored family health insurance premiums increased 131% and the average annual cost of coverage went from $5,791 to $13,375. You may be able to lower costs by switching to a private plan.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.

The Recession of 2008-2009 meant that 6.9 million people lost their employer-sponsored insurance. Of those, 3 million became uninsured.

Source: Based on John Holahan and Bowen Garrett, "Rising Unemployment, Medicaid, and the Uninsured."

Among 300 million Americans, 15% are uninsured, 52% have coverage through an employer, 27% are covered under Medicare/Medicaid, and only 5% have private non-group coverage. Are you insured? If not, then request a quote today.

Source: Kaiser Commission on Medicaid and Uninsured/Urban Institute analysis of March 2009 CPS.

Average premiums for health insurance coverage range widely from state-to-state. In New York, annual premiums are an average of $6,630, while in Iowa they are $2,606. Find out how much you can save by requesting a quote.

Source: AHIP Center for Policy and Research. "Individual Health Insurance 2009."