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Health Insurance Information By State

Nebraska Health Insurance (NE)


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Choose from the list below to learn more about specific health insurance providers in Nebraska. Read on to learn about health insurance regulations in your state. Or enter your zip code in the box to the right to request a health insurance quote.

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Health Insurance Providers in Nebraska (NE)

American Medical Security
Assurant Health (formerly Fortis)
Blue Cross and Blue Shield of Nebraska
Celtic
Fairmont Specialty Group
Golden Rule
Security Life


Individual Health Insurance in Nebraska (NE)

Private insurers of individual health policies are able to deny an application of an individual with a health problem. For pre-existing conditions and new individual insurance, the insurer can attach an elimination rider to the new policy. Also, there is no minimum time limit set by the State of Nebraska for exclusion periods with new individual insurance policies. Although you cannot be cancelled if you develop an illness, there are no limits on the cost of a premium.

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Group Health Insurance in Nebraska (NE)

Group health insurance in Nebraska is assured to qualified individuals and without added cost, even if they have health problems. Due to life changes relating to family problems, children, marriage, and job loss, you may be eligible for extra opportunities for group health coverage. New employers and HMOs may require a waiting period before providing group coverage. The look back period for insurance companies to review for pre-existing conditions is six months prior to a new health plan. Under normal conditions, the exclusion period for pre-existing conditions is a maximum 12 months. If you have maintained coverage of your pre-existing condition, without a lapse of over 63 days, you are entitled to creditable coverage.


Small Business Health Insurance in Nebraska (NE)

Small employers with two to 50 employees cannot be turned down for small group health policies or cancelled because of the health conditions within the employee group. There are limits on the variances of the cost of the premiums.

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Self-Employed Health Insurance in Nebraska (NE)

Self-employed people are not allowed to purchase small group health insurance. The regulations that cover business associations that offer group health insurance should be reviewed through the Nebraska Department of Insurance.

Nebraska Department of Insurance
941 "O" Street, Suite 400
Lincoln, NE 68508
(402) 471-2201
www.nol.org/home/NDOI


Nebraska Programs (NE)

The Comprehensive Health Insurance Pool is available in Nebraska for people who cannot afford insurance and for HIPAA eligible individuals also. Medicaid and Kids Connection are programs available to low income residents of Nebraska.

Health Insurance in Nebrask Cities

Learn more about health insurance (including medical facility details) in Alliance, Chadron, Grand Island, Kearney, Lincoln, McCook, Norfolk, Omaha, Scottsbluff, and Sidney.

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