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MEGA Life & Health Insurance Company


Based in Texas, MEGA Life and Health Insurance Company is licensed in all states except New York. MEGA Life and Health's parent corporation is HealthMarkets.

MEGA offers products for individuals, families, small business owners and the self-employed. One benefit of a MEGA plan is the ability to customize your coverage and premiums to fit your own needs. MEGA has coined this flexible range of options "Consumer Guided Health Insurance." You, as a consumer, can select the best options for your policy.

MEGA's Benefits

Some of MEGA's special benefits include:

Hospital Bill Review - MEGA pledges to automatically audit your hospital bills for errors and overcharges, which could help reduce your out-of-pocket expenses for charges over $10,000.

Future Portability - Take your plan wherever you go, even if you move or start a new job.

Family Continuation Benefit - If the primary insured dies, family coverage is continued without proving insurability and premiums are waived for one full year1.

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All of this is backed up by MEGA's history of providing affordable health coverage for more than two decades. Any MEGA member can select from a number of specialized plan options, including supplemental dental and vision coverage. The Select Plan's open network means members can select the physician and hospital of their choice.

MEGA Life and Health has received an A.M. Best rating of B++ (Good)2 and is currently one of the leading providers of health insurance in the nation. Committed to ensuring fair practices in the health insurance industry, MEGA Health’s main company, HealthMarkets, formed an independent regulatory advisory board in 2006. Each company is financially responsible for its own insurance products.

In 2007, MEGA Life and Health began introducing price transparency tools to customers, allowing you to be fully aware of your costs before you decide on the type of medical care you'd like to receive.

 

1In Georgia, the family continuation benefit is for a term of three months.
2AM Best Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile. The above is based on the most recent rating, as of July 24, 2008.

 

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