Medica Health Insurance

Medica

Medica
401 Carlson Parkway,
Minnetonka, MN 55305

Medica is the largest HMO and PPO in Minnesota, as well as the state’s leading independent non-profit provider of health plans. The National Committee for Quality Assurance (NCQA) has given Medica’s commercial and Medicaid HMO plans the highest accreditation status, “Excellent”. Medica wants to continue inspiring health care reform and improvement, like they have for the last 30 years, and to be trusted for having integrity and respected for its service.

Individual and Family Plans

Standard Plans- choice of deductible, higher benefits and lower expenses when using in-network providers

Health Savings Accounts- high deductible and tax savings

Short-term plans- 1 to 3 months of coverage.

Small and Large Group Coverage:

Passport from Medica (national or multi-state, PPO, HSA, HRA, FSA options),

Media Choice Open Access (flexible, broad access),

Medica Direct HSA, HRA and FSA (essential coverage, prescriptions),

Patient Choice Insights (tiered open access, low co-pays and coinsurance),

Medica Elect Care System and Medica Essential Care System (select care system and clinic to coordinate care).

Medicare and senior coverage is available with Medicare, prescription, dental and discount plans. Retirement plans for those eligible is called Medica Group Medicare Solutions, with the most popular plan being Medica Group Prime Solution. Medica also offers SelectCare PPO and PCP, and LaborCare PPO and PCP (self-referral plans and self-selection of primary care provider/clinic, meets union needs).

Medica Company Ratings

A.M. Best: B+ pd (very good)

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.