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Kaiser Permanente of Colorado (Kaiser CO)


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Kaiser Permanente of Colorado
10350 E. Dakota Ave.
Denver, CO 80247

Kaiser Permanente is the nation’s largest and most respected nonprofit Health Management Organization (HMO). No wonder it is able to offer such dependable service at such an affordable price.

The Kaiser philosophy focuses on helping members stay healthy rather than just treating them when they’re ill. This means they provide preventive care and support services at no extra charge.

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Each member chooses her or his own doctor from Kaiser’s extensive network. You and your doctor work together over time to make the best health choices.

Individual & Family Plans

Deductible Plans – Best if you don’t often need a doctor but wish to cover large health expenses.
• $2,000 deductible - Lowest rate
• $5,000 deductible

Copayment Plan – Handy for families with small children or others who make regular doctor’s visits.

HSA-Qualified Plans – For those who’d rather pay routine care themselves, and have large expenses covered:
• $2,000 deductible – 80% above deductible
• $2,000 deductible – 100% above deductible

Small Business Plans

• HMO Plans
• Custom Care HealthInvestor HSA – deductible plan with HSA
• Out-of-area PPO plan – for those outside the Kaiser service area
• Added Choice® POS plan – added freedom in choosing doctor

Senior Advantage Plans - significantly expand Medicare coverage by adding preventive care and other services.

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Ratings

AM Best: A+
Fitch: A+

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.