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Kaiser Permanente of California (Kaiser CA)


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Kaiser Permanente of California
1 Kaiser Plaza
Oakland, CA 94612


Kaiser Permanente is the nation’s largest and most respected (not-for-profit) Health Management Organization (HMO) and it all started in California. No wonder Kaiser of California is able to offer its member such dependable service at such an affordable price.

The Kaiser philosophy focuses on helping members stay healthy rather than just treating them when they’re ill. This translates into an emphasis on preventive care and support services.

Each member chooses her or his own doctor from Kaiser’s extensive network. You and your doctor work together over time to make the best health choices.

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Kaiser of California offers straight-forward, easy-to-understand health plans:

Individual & Family Plans

Deductible Plans – Best if you don’t often need a doctor but wish to cover large health expenses. Available in two ranges:
• $1,500 deductible - Lowest rate
• $250 deductible – Moderate rate

Copayment Plans – Handy for families with small children or others who makes regular doctor’s visits. The size of copayment determines your rate:
• $50 Copayment
• $25 Copayment

Small Business Plans

Kaiser offers the following options for employers:

Deductible Plans
Copayment Plans
Out-of-area PPO plan – for those outside the Kaiser service area
Added Choice® POS plan – for added freedom in choice of doctor

Senior Advantage Plans significantly expand Medicare coverage by adding preventive care and other services while reducing paperwork.

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Ratings

AM Best: A+

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.