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Health Care Options for Diabetics

Diabetes Fundamentals

Diabetes is a medical condition in which blood sugar levels are too high.  Although an adequate amount of sugar within the blood is normal and necessary, too much blood sugar is not good for one's health and the existence of large quantities of such is what equates with diabetes.  There are various types of diabetes such as Type 1, Type 2 and gestational diabetes.  In Type 1 diabetes, the diagnosis appears in children and young adults with the effects lasting for most of their lives and requiring insulin shots in most cases.  Type 2 diabetes is the most common form of diabetes; it can occur at any age and can frequently be treated with medications and a good diet.  The last type, gestational diabetes, occurs in pregnant women and usually disappears once the woman gives birth.

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Health Risks for Diabetics

Having diabetes is a struggle that complicates the lives of nearly 21 million American children and adults. Most of these Americans are uninsured, significantly limiting their treatment options and leaving them at risk in the event of illness. If you have diabetes and are without a health coverage plan, you should be aware of the potential risks of being uninsured.

Diabetes can lead to a wide range of other illnesses. Health complications that may arise as a result of diabetes include:

  • Heart Disease
  • Strokes
  • Kidney Failure
  • Blindness
  • Lower Limb Amputation

Good Health Insurance Is Required for Diabetics

Health insurance provides a way for diabetics to control their diabetes through doctor’s visits, insulin and/or medications and other important types of medical treatment necessary to treat their diabetes and accompanying medical issues.  In addition, since diabetes is oftentimes a lifelong illness, medical care is therefore constant and health insurance is the best way to pay for these treatments.

Selecting a Health Insurance Plan

If you or a family member has diabetes, there are a few things to look for when choosing a health insurance plan to cover your medical needs.  Some of these include:

  • Look for a policy which covers all possible treatment needs for the medical condition of diabetes.
  • Check to ensure that the health insurance plan covers treatments associated with accompanying medical conditions often associated with diabetes.
  • Consider pharmaceutical needs such as medications and insulin shots and find a health insurance plan which covers a good amount, if not all, of the costs associated with those prescriptions.
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