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InterMountain Health Care (IHC)


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Intermountain Healthcare is a non-profit health care system that provides high quality care at affordable prices. It, and some of its hospitals, have won numerous awards, including “Most Wired” from the American Hospital Association’s Hospitals & Health Networks magazine, and in 2005, Verispan and Modern Healthcare named IHC the top integrated health system in the nation for the fifth time.

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For individuals and families, there are two designs: Standard HMO (deductible, co-pay and coinsurance options, and additional benefits) and a High Deductible Health Plan (HDHP) called HealthSave (compatible with Health Savings Accounts (HSA), higher deductible amounts and tax savings).

For the small and large businesses, they offer three designs. The first is an HMO with plans called Select Value, Select Med and Select Care. You are required to use in-network providers except when traveling or in emergency cases. The second is called Plus Product, which is an HMO with plans called Select Med Plus and Select Care Plus. It has a point-of-service (POS) feature that allows you to use providers and facilities outside the network at a reduced benefit. The third is a Premier Product with a plan called Select Choice Premier. It allows you to have open access to the facilities and providers in the entire state of Utah. There are also prescription drug, dental, chiropractic and HSA options available.

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IHC Health Plans Company Ratings

A.M. Best: B+ or Good (2007)

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

IHC Mailing Address

36 So. State Street, Floor 22
Salt Lake City, Utah 84111

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.