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Humana Inc. (Humana)


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Whether you’re looking for health insurance for yourself, your family, or your employees, your needs are unique. Humana has designed its policies to be flexible, so you can select the options that best suit you.

Humana recognizes that cost is an important consideration. The company takes a no-nonsense approach to helping you find the right coverage. You choose the size of the deductible you’re comfortable with and balance it with the premium that fits your budget.

Humana is also happy to offer seniors health coverage that enhances Medicare.

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Humana Plan Options

HumanaOne® Individual Health Plans: Using one of the largest Preferred Provider Organization (PPO) networks in the nation, HumanaOne® offers a range of deductible levels and optional benefits.

HumanaOne HSA: Take charge of your own health savings with a tax-sheltered HSA Account. Humana’s high-deductible plan works with the account to cover large health expenses. A personal HumanaAccessSM Visa® card makes account access easy.

SmartExpress allows an employer the flexibility to offer employees the level of benefits and cost-sharing that suits each employee’s needs.

HumanaChoicePPO, Humana Gold Choice® (Private Fee-For-Service Plans), Humana Gold Plus (HMO Plans), and Humana's Prescription Drug Plans are all options to enhance or replace Medicare.

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Humana Company Ratings

A.M. Best rating: A- or Excellent (2007)

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

Humana Mailing Address

500 West Main Street
Louisville, KY 40202

 

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.