| Friday, March 12, 2010 |
  |
 |
District of Columbia Health Insurance (Washington DC)Choose from the list below to learn more about specific health insurance providers in the District of Columbia. Read on to learn about health insurance regulations and programs in your state. Otherwise, enter your zip code in the box to the right to request a health insurance quote. Request a health insurance quote now >> Washington, D.C. Health Insurance Providers (DC)
Washington, D.C. Individual Health Insurance (DC)Insurance companies are allowed to turn down your health insurance application if you have health problem. For individual policies, pregnancy can be considered a pre-existing condition, though genetic information cannot. With HIPAA eligibility, CareFirst Blue Cross Blue Shield must offer you two policies from which to choose. If you have a pre-existing condition and a guaranteed issue policy, the exclusion period has a time limit of 10 months. With a non-guaranteed policy, CareFirst has several ways to exclude a pre-existing condition from coverage. The cost of a policy has no limits and is based on many factors. Your policy will not be cancelled if you get sick. Washington, D.C. Group Health Insurance (DC)Group health insurance in Washington, D.C. is assured to you whether you have a health problem or not, provided you are eligible for group insurance. When starting a new job, your new employer may wait to offer group insurance. During a family or medical leave of no more than 16 weeks in a 24 month period, your employer is required to continue your health coverage. Insurance companies can only study the last six months of your medical history to determine if you have a pre-existing condition. There is a maximum exclusion time for pre-existing conditions of 12 months. If you haven’t had a break longer than 63 days, you may be given continuous coverage. Washington, D.C. Small Business Health Insurance (DC)Small businesses cannot be turned down for health coverage. If someone in your group gets sick, your insurance cannot be cancelled. However, the premium can vary according to limitations set by the District of Columbia. Washington, D.C. Self-Employed Health Insurance (DC)Self-employed individuals may not be eligible for group health insurance. The use of professional associations for attaining group health coverage follows guidelines that can be discussed with the District of Columbia Department of Insurance. Department of Insurance Washington, D.C. Insurance Programs (DC)There is help for low income individuals through Medicaid. A program called DC Healthy Families helps low income families with free health insurance. Other programs include Project WISH and DC Healthcare Alliance. Get a health insurance quote >>
*As an informational resource, we provide content about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company.
|
|
Health Reform: A Response to Inflated Health Care Costs in U.S. |
|
Types of Coverage |
|
Search by Location |
|
Key Facts... In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family? Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you. Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan. Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003. |
 |
|
 |