Celtic Insurance Company Health Insurance Options

Celtic Insurance Company

Celtic Insurance Company or Celtic is dedicated to providing quality insurance policies to its members with excellent service. Celtic Insurance Company is financially stable and committed to providing cost competitive products. Celtic provides insurance to thirty-six states, including Alaska.

Celtic Health Insurance Coverage Options

Celtic Basic: This plan offers members a basic HMO managed-care plan with high deductibles and low premiums. Members can choose physicians and other healthcare providers from an approved network without needing referrals, and are able to choose non-network providers at a higher cost. Coverage includes inpatient and outpatient hospital services, preventative care, and home health care. When enrolling, members can choose from several deductible options. Coinsurance is 80/20 with $30 copays for office visits.

CeltiCare Select PPO: Members pay a $15 copay to any network healthcare provider. Members can choose from several deductible options when enrolling, with a choice of 80/20 or 100% coinsurance. This is a high quality health insurance program.

CelticCare "Any Doc" PPO: Members pay a $35 co-pay for any office visit. Members can save money by using network member hospitals.

CeltiCare Managed Indemnity: Members can choose any healthcare provider they wish, network member or not.

CelticSaver HSA PPO (Doctor and Hospital): This is a high deductible, low premium policy where members pay their approved medical bills with pre-tax dollars accrued in a Health Savings Account. Because any funds deposited in this account are tax-exempt, this option may save you money on your income taxes. With this plan, you will receive additional savings by using network healthcare providers.

Celtic Save HSA Managed Indemnity (No Network): This plan is similar to CelticSaver HSA PPO in that you will have a high deductible, low premium policy. You will also be able to spend pre-tax dollars on approved medical expenses. However, with the Managed Indemnity Plan, you will be able to choose any healthcare provider.

Celtic Mailing Address

233 South Wacker Dr., Suite 700
Chicago, IL 60606

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Key Facts...

From 1999 to 2009, employer-sponsored family health insurance premiums increased 131% and the average annual cost of coverage went from $5,791 to $13,375. You may be able to lower costs by switching to a private plan.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.

The Recession of 2008-2009 meant that 6.9 million people lost their employer-sponsored insurance. Of those, 3 million became uninsured.

Source: Based on John Holahan and Bowen Garrett, "Rising Unemployment, Medicaid, and the Uninsured."

Among 300 million Americans, 15% are uninsured, 52% have coverage through an employer, 27% are covered under Medicare/Medicaid, and only 5% have private non-group coverage. Are you insured? If not, then request a quote today.

Source: Kaiser Commission on Medicaid and Uninsured/Urban Institute analysis of March 2009 CPS.

Average premiums for health insurance coverage range widely from state-to-state. In New York, annual premiums are an average of $6,630, while in Iowa they are $2,606. Find out how much you can save by requesting a quote.

Source: AHIP Center for Policy and Research. "Individual Health Insurance 2009."

Celtic Insurance Company

Celtic Health Insurance Coverage Options

Celtic Insurance Company Ratings

Celtic Mailing Address