CareFirst Blue Cross Blue Shield

CareFirst Blue Cross Blue Shield (Carefirst BCBS)

CareFirst Blue Cross Blue Shield
10455 & 10453 Mill Run Circle
Owings Mills, MD 21117

As of 2009, over 3.4 million residents of the Eastern seaboard states of Maryland, Virginia, and the District of Columbia call CareFirst their health insurance provider. This is for a good reason; Carefirst BCBS continues to bring its members the best possible health coverage plans. Furthermore, CareFirst Blue Cross Blue Shield has received national Brand Excellence awards for eleven consecutive years. They also boast a "very good" credit rating from one of the four largest carrier ratings companies.

CareFirst BCBS Health Plans for Individuals and Families

BlueChoice, Open Access HMO: Members choose a doctor from the network. The plan covers preventive care, routine exams, well-child immunizations, discount dental program, hospitalization, and a three-tier prescription plan are included.

BluePreferred, Select Preferred PPO: This plan covers routine exams, catastrophic coverage and immunizations. The BlueCard pays for coverage out-of-state.

Personal Comp: Members pay for some of the care they receive. Covered are preventive exams, surgery/hospitalization, and adult/child wellness.

BlueChoice Open Access HSA plan: Combined with a Health Savings Account, this plan offers traditional medical coverage, including well-visits and preventive treatments.

CareFirst BCBS Company Ratings

AM Best: B++^†

†

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.

CareFirst Blue Cross Blue Shield (Carefirst BCBS)

CareFirst BCBS Health Plans for Individuals and Families

Other Plans from the CareFirst BCBS

CareFirst BCBS Company Ratings