CareFirst Blue Cross Blue Shield
10455 & 10453 Mill Run Circle
Owings Mills, MD 21117
Over three million residents of the Eastern seaboard
states of Delaware, Maryland and the District of Columbia call CareFirst
their health insurance provider. This is for a good reason; Carefirst BCBS continues to bring its members the best possible health coverage plans. Furthermore, CareFirst Blue Cross
Blue Shield has received national Brand Excellence awards for seven
consecutive years. They also boast a "very good" credit
rating from one of the four largest carrier ratings companies.
CareFirst BCBS Health Plans for Individuals and Families
BlueChoice, Open Access HMO: Members choose
a doctor from the network. The plan covers preventive care, routine exams, well-child
immunizations, discount dental program, hospitalization, and a three-tier
prescription plan are included.
BluePreferred, Select Preferred PPO: This plan covers routine
exams, catastrophic coverage and immunizations. The BlueCard pays
for coverage out-of-state.
Personal Comp: Members pay for some of the care they receive.
Covered are preventive exams, surgery/hospitalization, and adult/child
wellness.
Blue Access HSA plan: Combined with a Health Savings Account,
this plan offers traditional medical coverage, including well-visits
and preventive treatments.
CareFirst BlueCross BlueShield also offers consumers
access to Blue Vision, a low-cost vision plan. For more information
on state-specific plans, or to request a personalized quote, visit
the CareFirst BlueCross BlueShield web-site.
CareFirst BCBS Company Ratings
AM Best (B++)
Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.
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In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.
Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.
