http://www.medhealthinsurance.com/blog/obama-same-sex-health-insurance/ Thu, 11 Mar 2010 22:33:18 -0600 http://wordpress.org/?v=2.8.6 hourly 1 http://www.medhealthinsurance.com/blog/obama-same-sex-health-insurance/comment-page-1/#comment-2097 Debbie Meyer Wed, 03 Mar 2010 17:31:53 +0000 http://www.medhealthinsurance.com/blog/?p=434#comment-2097 I think it's unfair that gay couples are going to be able to get coverage, yet I cannot get coverage for my kids once they turn 19 unless they are in school. We can't afford for our son to go to school and he's working varied hours and we are thankful for the hours he gets, even if it's sometimes 2 or 3 hours a day. He lives with us and we have to pay for his health insurance, but we have to buy a separate policy for him. He can no longer be on my husband's family policy because of his age...I think this is worse than gays trying to get insurance. Why don't they do what most families do when their kids get to be 19 and not in college, buy an independent plan for their "partner." All this is going to do is raise everyone else's insurance premiums to help gays with their insurance. In addition, our insurance policy states that our insurance premiums are higher because we have to pay for people that can't afford insurance, plus our taxes pay for a ton of state and federal programs for people without insurance. I told my husband we need to make less money so we can get better coverage under these programs. I was overwhelmed by all the help for people of all kinds of different circumstances. No wonder our taxes are so high in California. We make a decent living, but we have 3 separate health plans, I have a disabling disease that requires two pain meds that cost together $3,000/month if I don't have health insurance. That's not including the other 14 prescriptions I have to take. I'm on my husband's COBRA and pay $480 just for myself. We pay for our 20 year old's own policy (since he's over 19 and can't be on my husbands), then we have an individual policy for my husband and youngest son. It was cheaper to get an individual policy than go with what his employer offered. Unfortunately I can't be on his policy because they don't cover some of the medications I require. We are paying for my disease, plus my 20 year old had lung surgery and one month in the hospital due to Valley Fever, which collapsed his lung, then he spent 3 months having IV antifungal meds as an outpatient. So even though we make a decent living ($90,000 before taxes), by the time our premiums, deductibles and copays for medical and prescriptions, we are in the poverty level...yet there are no federal or state programs to help us. I think it’s unfair that gay couples are going to be able to get coverage, yet I cannot get coverage for my kids once they turn 19 unless they are in school. We can’t afford for our son to go to school and he’s working varied hours and we are thankful for the hours he gets, even if it’s sometimes 2 or 3 hours a day. He lives with us and we have to pay for his health insurance, but we have to buy a separate policy for him. He can no longer be on my husband’s family policy because of his age…I think this is worse than gays trying to get insurance. Why don’t they do what most families do when their kids get to be 19 and not in college, buy an independent plan for their “partner.” All this is going to do is raise everyone else’s insurance premiums to help gays with their insurance. In addition, our insurance policy states that our insurance premiums are higher because we have to pay for people that can’t afford insurance, plus our taxes pay for a ton of state and federal programs for people without insurance. I told my husband we need to make less money so we can get better coverage under these programs. I was overwhelmed by all the help for people of all kinds of different circumstances. No wonder our taxes are so high in California. We make a decent living, but we have 3 separate health plans, I have a disabling disease that requires two pain meds that cost together $3,000/month if I don’t have health insurance. That’s not including the other 14 prescriptions I have to take. I’m on my husband’s COBRA and pay $480 just for myself. We pay for our 20 year old’s own policy (since he’s over 19 and can’t be on my husbands), then we have an individual policy for my husband and youngest son. It was cheaper to get an individual policy than go with what his employer offered. Unfortunately I can’t be on his policy because they don’t cover some of the medications I require. We are paying for my disease, plus my 20 year old had lung surgery and one month in the hospital due to Valley Fever, which collapsed his lung, then he spent 3 months having IV antifungal meds as an outpatient. So even though we make a decent living ($90,000 before taxes), by the time our premiums, deductibles and copays for medical and prescriptions, we are in the poverty level…yet there are no federal or state programs to help us.

]]> http://www.medhealthinsurance.com/blog/obama-same-sex-health-insurance/comment-page-1/#comment-1517 Health Insurance Benefits for Same-Sex Partners Wed, 21 Oct 2009 23:14:17 +0000 http://www.medhealthinsurance.com/blog/?p=434#comment-1517 [...]   « Obama’s Quandary: Same-Sex Health Insurance [...] [...]   « Obama’s Quandary: Same-Sex Health Insurance [...]

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