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	<title>Comments on: Obama Seeks to Help Those Bankrupt by Medical Bills</title>
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		<title>By: Lena Tolbert</title>
		<link>http://www.medhealthinsurance.com/blog/obama-bankruptcy-health-coverage/comment-page-1/#comment-1281</link>
		<dc:creator>Lena Tolbert</dc:creator>
		<pubDate>Mon, 25 May 2009 17:55:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.medhealthinsurance.com/blog/?p=274#comment-1281</guid>
		<description>May 24, 2009

Mr. President Obama: Please see below, I&#039;m sorry I don&#039;t have a comment, I have a major crisis. This is the letter I sent today via email.

Hello Mr. Ozburn:
 
My name is Lena Tolbert.  My husband had a stroke and was brought to your emergency room back in April 2006, one week before our insurance would have been effective. He was unable to sign the consent forms so I signed them for him and we are now being sued by your organization for $12000.   He was able to keep a job for about 2 years after that.  He is now working temp jobs paying anywhere from 8-11$ per hour, and sometimes not working at all.  My income is our main source for everyday living. We are barley making ends meet now. We have a house payment/car payment and other bills for living necessities. The court awarded us to pay $50 per month recently as before we were making $100 payments. I was making the payments but they were running late sometimes. I cannot afford to make these payments. We can barely eat and now Southern Hills has issued a garnishment against my wages beginning on June 12, 2009. This is extremely hard for us. This is only making my husband more sick as it seems there is no way out and all he (we) can do is think about paying this bill and having money left over for necessary living.   This is driving us to nothing but stress, chest pains, aching bones and joints. If you could just maybe freeze the payments until we are able to pay that would be a blessing in itself.  I am not asking that you dismiss the bill as it is our responsibility but right now it is just impossible to make these payments with my income being our only source of living.  I do not make much money, I only make $14.50 per hour and have to try and pay everything that I can from these wages. Your organization has to know that now is one of the worst times in history to have a job and or money. With the financial crisis that we as a Country are facing now, there just has to be some terms that we can come to without you garnishing my wages.  As I look at my husband and dread telling him this because I know what it is going to do to him, I somewhat have to take on this burden solo. I don’t want to make him any sicker than he is but all the time I’m bringing the aching bones, chest pains and headaches to myself.  
 
I searched google high and low to come accross your name as CEO of Southern Hills so please do not toss this letter to the side and do nothing about it as you hold our well being in your hands as you read this letter. 

I realize that I am just an ordinary person but I am a tax paying  American  in need of serious help. 
 
I just know that Southern Hills can afford to wait on this money more so than I can afford to make the payments.  Please help me as I am desperate

 I am not proud to have to write this letter and beg for help as we are people that has always paid our bills until this unfortunate incident but I just don&#039;t know what else to do.  If we go back to court they are only going to be very harsh as it seems they are judging us for not being able to make the payments and I  know they will not freeze the payments, that&#039;s why I am writing you personally.  Please Please Please help us, I  wouldn&#039;t ask if I didn&#039;t need it.

I realize it seems a bit extreme ccing the President but you will not know the impact of this hardship until you have walked in my shoes.

Thank you in advance for your attention to this matter, 

Lena Tolbert

CC: President Obama The White House</description>
		<content:encoded><![CDATA[<p>May 24, 2009</p>
<p>Mr. President Obama: Please see below, I&#8217;m sorry I don&#8217;t have a comment, I have a major crisis. This is the letter I sent today via email.</p>
<p>Hello Mr. Ozburn:</p>
<p>My name is Lena Tolbert.  My husband had a stroke and was brought to your emergency room back in April 2006, one week before our insurance would have been effective. He was unable to sign the consent forms so I signed them for him and we are now being sued by your organization for $12000.   He was able to keep a job for about 2 years after that.  He is now working temp jobs paying anywhere from 8-11$ per hour, and sometimes not working at all.  My income is our main source for everyday living. We are barley making ends meet now. We have a house payment/car payment and other bills for living necessities. The court awarded us to pay $50 per month recently as before we were making $100 payments. I was making the payments but they were running late sometimes. I cannot afford to make these payments. We can barely eat and now Southern Hills has issued a garnishment against my wages beginning on June 12, 2009. This is extremely hard for us. This is only making my husband more sick as it seems there is no way out and all he (we) can do is think about paying this bill and having money left over for necessary living.   This is driving us to nothing but stress, chest pains, aching bones and joints. If you could just maybe freeze the payments until we are able to pay that would be a blessing in itself.  I am not asking that you dismiss the bill as it is our responsibility but right now it is just impossible to make these payments with my income being our only source of living.  I do not make much money, I only make $14.50 per hour and have to try and pay everything that I can from these wages. Your organization has to know that now is one of the worst times in history to have a job and or money. With the financial crisis that we as a Country are facing now, there just has to be some terms that we can come to without you garnishing my wages.  As I look at my husband and dread telling him this because I know what it is going to do to him, I somewhat have to take on this burden solo. I don’t want to make him any sicker than he is but all the time I’m bringing the aching bones, chest pains and headaches to myself.  </p>
<p>I searched google high and low to come accross your name as CEO of Southern Hills so please do not toss this letter to the side and do nothing about it as you hold our well being in your hands as you read this letter. </p>
<p>I realize that I am just an ordinary person but I am a tax paying  American  in need of serious help. </p>
<p>I just know that Southern Hills can afford to wait on this money more so than I can afford to make the payments.  Please help me as I am desperate</p>
<p> I am not proud to have to write this letter and beg for help as we are people that has always paid our bills until this unfortunate incident but I just don&#8217;t know what else to do.  If we go back to court they are only going to be very harsh as it seems they are judging us for not being able to make the payments and I  know they will not freeze the payments, that&#8217;s why I am writing you personally.  Please Please Please help us, I  wouldn&#8217;t ask if I didn&#8217;t need it.</p>
<p>I realize it seems a bit extreme ccing the President but you will not know the impact of this hardship until you have walked in my shoes.</p>
<p>Thank you in advance for your attention to this matter, </p>
<p>Lena Tolbert</p>
<p>CC: President Obama The White House</p>
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