If you don’t think you’re low-income and aren’t sure if you’d qualify for the services we talked about in our pregnancy health insurance article (it’s always a good idea to check just in case), there may be other options you can look into as a pregnant, mother-to-be. They do come at a cost, but at a much more reduced cost than other traditional pregnancy health care plans.

Maternity Advantage is a discounted health care program that can help pregnant woman save upwards of 60% on things like prenatal doctor visits, sonograms, lab work, and the hospital stay when you give birth. Although Maternity Advantage itself isn’t health insurance, it works with provider maternity networks to find the best plan that will work for you. All the benefits available through Maternity Advantage are still offered to you even after you find out that you are pregnant.

AmeriPlan is another discount plan that is currently available in all U.S. states except Alaska. AmeriPlan can help save up to 50% on health care services, and is a great choice for expecting mothers. Benefits include physician, hospital, and ancillary services (i.e., lab work, tests, x-rays). Since AmeriPlan, like Maternity Advantage, is not insurance, all pre-existing conditions are covered, there are no deductibles, no waiting periods, no claim forms, and no annual limits. This all sounds too good to be true, so make sure you look into every little detail of these plans before making your choices.

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Living and maintaining a healthy lifestyle is always something that should be a top priority. Your body is the only one you are going to get in this lifetime, and you should always be thinking about how to take the best care of it. Ladies, when you’re having to think about being healthy for two (and no we aren’t talking about fretting over your partner’s alarming disdain for vegetables), your health is more important than ever.

Your body is home to a tiny, dependent little being, and making sure you have the best of resources available to you should be your top priority. Your baby needs frequent and adequate checkups from the moment of conception, and this can quickly get expensive if you don’t have health insurance during pregnancy. But sometimes figuring out the best health insurance for you and your soon-to-be new addition isn’t simple and straightforward.

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