It is no secret that I am a huge proponent of a universal health care system being instituted in the United States. If you have followed my blogs on medhealthinsurance.com at all, I somehow often manage to slip in a little blip about universal health care and all its glory, even if I’m talking about something as seemingly mundane as doctor’s visits. It is also no secret that this country is slipping deeper and deeper into a financial maelstrom. Experts may still be calling it a recession, but we are just a hop, skip and a jump away from a full-blown depression.

If we want to avoid an economic situation similar to that in the 1930’s, the government needs to do something, and fast. Obviously, the economic stimulus packages didn’t do what they were supposed to do, though I did enjoy having the extra money to fly home and see family in California. Borrowing more money and throwing it at the American consumers in hopes of “shoring up the economy” is a plan that just doesn’t seem to be working, and another path needs to be taken. And as you will see in the rest of this post, a universal health care plan might just be that path we need to sprint down.

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If you’re anything like me, and many other HBO-loving Americans, you have seen a few episodes of “The Sopranos.” Ok, if you’re anything like me you’ve sat down and watched marathons of the show on DVD for weeks at a time, but that’s besides the point. There are a few of the mobster’s mothers who have to be cared for in assisted living and nursing home, and they are not shy about mentioning how much that type of care is costing them to pay for. Even if you’ve never seen a minute of this show and don’t have anyone in your life who needs long term care, it can’t be hard to imagine that it costs an arm and a leg.

Factor in the cost of the room combined with availability of medical services and round-the-clock attention and you can understand why a year’s worth of care in a private room back in 2007 cost $74,806. If you are looking into long term care insurance to help cover these astronomical costs for a member of your family, there are a lot of things to know and consider.

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Yesterday, we looked at the types of health reform that Obama plans on instituting. Today, we’ll look at how these plans may be carried out.

If you were hoping Obama was going to charge in on his gallant steed and change the way health insurance operates in this country, you are probably mistaken. “The Obama plan is actually quite traditional,” says John Sheils, Senior Vice President of the Lewin Group, a health care policy research company. “It is very similar to the proposals made by other democratic candidates during the primaries.” This isn’t something to get down about, but realistic expectations should be held near and dear. Although there are some changes and extensions that Obama is hoping to make to the way things operate currently, what he drafts and what actually makes it through Congress are another story.

Bill Clinton and George Bush didn’t get bills passed simply due to lack in trying. Congressional support from the Democratic members, as well as their input, is going to be a crucial component of how the health care and insurance turns out for all of us, so that is what you will want to keep your eye on.

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Even though he hasn’t taken up residence in the White House just yet, we have a new President. Barack Obama will be sworn in come January 2009, and in his suitcase of changes he wants to see made in this country is a revamping of the health insurance system.

Some of you may have voted for Obama based on what he is promising to do for health care, and other of you may have been McCain supporters, or simply do not know what Obama stands for in the realm of health care. No matter where you stand or what you know, the following account will serve to educate you on what Obama aims to do with healthcare and insurance here in the United States, and how it may effect you and your life.

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When you think of AARP (American Association of Retired Persons), what comes to mind? A sweet organization working hard to provide information, a good quality of life and insurance options for the elderly and retired population of the United States? A few older gentleman chatting over a game of chess older ladies laughing over a big jug of lemonade is what comes to my mind. However, a recent report released by the Kaiser Network may change how you think of this organization.

After reading about the scandal of how AARP has been capitalizing off of big insurance at the expense of its members, I now picture money-grubbing people in suits sitting around drinking scotch giggling at their diabolical plan with dollar signs flashing in their eyes. Read on to find out what happened.

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If you or a loved one has ever dealt with cancer, you know what a nightmare treatments can be. While they can work wonders in curing the disease itself, side effects like losing one’s hair, nausea, exhaustion and a laundry list of other symptoms can leave patients feeling drained and sometimes hopeless.

If you are one who believes in treatments beyond the norm, you may want to learn more about alternative forms of therapy. Some may be covered by your health insurance provider, while other simply reply on positive thought or just moving your body. Even if you are initially skeptical, opening your mind to alternative treatments may prove incredibly rewarding for your health and well being.

Take Control of Your Body: Biofeedback

Personally, I’m very intrigued by this form of therapy, as I feel it could be applied to so many things beyond dealing with cancer treatments. Biofeedback basically a form of therapy that strives to connect the body and mind. It’s designed to enable the patient to use thoughts and will to control the body. Biofeedback is based on the idea, confirmed by scientific studies, that people have the innate potential to influence with their minds many of the automatic, involuntary functions of their bodies.

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