Blue Cross Blue Shield of Michigan (BCBSMI)

Blue Cross Blue Shield Michigan
600 E. Lafayette Blvd.
Detroit, MI 48226

Since 1941, Blue Cross Blue Shield of Michigan has been encouraging residents of the state to put their health first. Besides boasting a positive credit rating from one of the four largest carrier ratings companies, they also offer their members access to a variety of health plans and programs, including the alternative wellness program, Naturally Blue.

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Individual and Family Plans Offered by BCBS of Michigan

• Individual Care Blue PPO: This plan covers basic hospitalization and emergency care at a 70% co-insurance rate. Prenatal care for pregnant women is not covered, though delivery is. Prescription drugs are paid at 50%.
• Blue Cross Traditional: With five deductible choices as well as Value Blue and Young adult Blue (for adults 19-25), this plan is one of the more flexible health plans available. It covers hospitalization and emergency treatment.
• Blue Preferred PPO: In-patient and outpatient hospital care, as well as surgical and emergency service, is available with this plan. It offers the same basic services as the traditional plan, but with the added benefit of physician choice.
• Flexible Blue HSA: This high-deductible health plan complements a Health Savings Account. Preventive services are emphasized, although the plan works like a PPO.

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Other Plans Available from the BCBS of Michigan

Blue Cross Blue Shield of Michigan also offers a Medicare supplement plan to its members over the age of 65. Their BlueHealth Connection program serves to help members maintain their health by providing them information and support. For more information on services offered by Blue Cross Blue Shield of Michigan, please request a personalized quote.

Ratings

AM Best, A-

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