Blue Cross and Blue Shield of Massachusetts (BCBSMA)
Blue Cross and Blue Shield of Massachusetts
The Landmark Center
401 Park Drive
Boston, MA 02215
Massachusetts has been playing an important role in American history since our country's beginning. Since then, Massachusetts has flourished as a state, and the BCBS of Massachusetts has been there to provide the state's citizens with quality health insurance options.
BCBS of Massachusetts Health Plans for Individuals and Families
HMO Blue New England, Access Blue: Individuals must choose and stay with a doctor from the network, but there are advantages to choosing this plan for coverage, including a low premium and co-pay for immunizations, preventive care and prescription drug coverage.
Blue Choice/Blue Choice New England (POS): This plan combines comprehensive coverage and low-co-pays with the freedom to choose a provider.
Blue Care Elect Plans: These PPO plans offer a wide choice of deductibles, ranging from $1,000-$5,000. The plan also includes low co-pay pay for office visits, hearing and vision exams, and other preventive services. After the deductible is met, most emergency and hospital costs are provided for free.
Blue Direct, Basic Blue Direct Pay Plans: These plans are offered directly through BCBS Massachusetts. There are many types available, including HMO, PPO and even one for children only.
BlueSaver HSA: Matched with a high-deductible health plan, the BlueSaver option allows members to put money into a tax-advantaged account, which can then be drawn upon if needed to pay medical costs.
Other Health Plan Options from the BCBS of Massachusetts
Blue Cross and Blue Shield of Massachusetts also offers plans specifically for seniors and groups, in addition to providing dental insurance.
Ratings
AM Best: B++ (Very Good)
Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.
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In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.
Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.
