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Blue Cross and Blue Shield of Louisiana (BCBSLA)


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Blue Cross Blue Shield Louisiana
5525 Reitz Ave.
Baton Rouge, LA 70809

There is no other state as unique as Louisiana, from Mardi Gras to Creole cooking. That's why Blue Cross Blue Shield of Louisiana, which has a large presence in the state, offers Louisiana residents so many options for health coverage. They have consistently received positive ratings from Standard & Poor.

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Individual and Group Plans Offered by BCBS of LA

  • Blue Max PPO: With a deductible range from $100-5000, this plan focuses on preventive and hospital care. Maternity care is also available.
  • Blue Value, Blue Select Traditional or PPO: These plans offer a wide range of deductibles. The Value plan covers catastrophic coverage, but not preventive or well-visits. Prescription and maternity care are optional additions.
  • Blue Saver: This is a HSA-compatible plan. It offers hospitalization and catastrophic injury coverage, two deductible options, and a 100% generic prescription plan.
  • HMO POS Plan: Members have their choice of four deductible levels. This plan provides prescription drug coverage and wellness preventative. It acts like an HMO but allows for out-of-network care.

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Other Plans Available from the BCBS of Louisiana

Blue Cross Blue Shield of Louisiana also offers members separate prescription, dental, life and vision plans, in addition to group coverage and senior Medicare supplement plans. For more information, request a personalized quote and see what Blue Cross Blue Shield of Louisiana can do for you.


Ratings

Standard & Poor: A

Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.