Blue Cross Blue Shield Illinois
300 E. Randolph St.
Chicago, IL 60601
More than six million people trust Blue Cross Blue Shield of Illinois with their health. This includes a diverse range of Illinois residents, from Chicago businessmen to Edwards county farmers. BCBS has been serving the state of Illinois since just after the Depression. Today, Illinois residents continue to use BCBS for a good reason; not only does the company provide quality service to its customers, but it also boasts a positive credit rating from three of the largest carrier ratings companies.
Health Insurance Plans Offered to Individuals and Families
Select Blue, Select Blue Advantage: These family-geared plans offer coverage for a small co-pay. They offer a selection of deductibles, including a no-deductible option. Hospitalization, well-visits, and prescription drugs are covered, and members can include maternity if desired.
BlueChoice Value, Select: These plans offer well-visits for a $30 co-pay. They offer preventive services, and both in and out-patient hospitalization is available as well. Members receive a drug card to pick up prescriptions.
Basic Blue: This is not a comprehensive plan. It offers only hospitalization and major medical care coverage. However, this plan offers the largest network of physicians to choose from, as 90% of the doctors in Illinois belong to this network.
BlueEdge: This plan is to be combined with an HSA, and as such it offers many of the benefits of a savings account. Members draw upon these funds when necessary and pay a high deductible, which emphasizes preventive coverage.
Blue Cross Blue Shield Illinois also offers a child-only plan, in addition to group coverage and Medicare supplement coverage for those over 65. For more specific information, please request a personalized quote.
Ratings
AM Best (A+)
Moody's (A1)
S&P (A+)
Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.
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In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.
Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.
