Blue Cross and Blue Shield of Illinois (BCBSIL)
Blue Cross Blue Shield Illinois
300 E. Randolph St.
Chicago, IL 60601
As of 2009, more than 6.5 million people trust Blue Cross Blue Shield of Illinois with their health. This includes a diverse range of Illinois residents, from Chicago businessmen to Edwards county farmers. BCBS has been serving the state of Illinois since just after the Depression. Today, Illinois residents continue to use BCBS for a good reason; not only does the company provide quality service to its customers, but it also boasts a positive credit rating from three of the largest carrier ratings companies.
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Health Insurance Plans Offered to Individuals and Families
- SelectBlue®, SelectBlue Advantage: These family-geared plans offer coverage for a small co-pay. They offer a selection of deductibles, including a no-deductible option. Hospitalization, well-visits, and prescription drugs are covered, and members can include maternity if desired.
- BlueChoiceSM Value, Select: These plans offer %80 coverage of most care and $0 hospital admission deductible. BlueChoice Value and Select offer preventive services; both in- and out-patient hospitalization is available as well. Members receive a drug card to pick up prescriptions.
- Basic Blue®: This is not a comprehensive plan. It offers only hospitalization and major medical care coverage. However, this plan offers the largest network of physicians to choose from, as 90% of the doctors in Illinois belong to this network.
- BlueEdgeSM: This plan is to be combined with an HSA, and as such it offers many of the benefits of a savings account. Members draw upon these funds when necessary and pay a high deductible, which emphasizes preventive coverage.
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Additional Health Plans Available
Blue Cross Blue Shield Illinois also offers a child-only plan, in addition to group coverage and Medicare supplement coverage for those over 65. For more specific information, please request a personalized quote.
Ratings
AM Best: A+†
Moody's: A1†
S&P: AA†-
†As of March 2009.
Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.
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