Anthem Blue Cross and Blue Shield of Maine (BCBS ME)
Sitting at the upper fringe of America, the state
of Maine is often overlooked as a tourist destination. But while
whale-watchers and nature enthusiasts may be the primary visitors,
the state still manages to attract a variety of interested travelers.
Some of these tourists unlock the charm of the state and decide
to stay. When searching for insurance, these people are immediately
introduced to Anthem Blue Cross and Blue Shield of Maine, one of
the largest providers of health insurance in the state. With consistently
positive ratings from the four largest health insurance ratings
companies, Anthem BCBS of Maine offers new and established residents
alike quality and dependability that they won't find elsewhere.
Health insurance plans offered to residents of Maine
include:
HMO Standard And Basic: As a managed care
HMO solution for individuals, these plans allow members to pay a $10 co-pay for
office visits. It emphasizes preventive care, and has no deductible.
Prescription drugs are available for a low cost.
HealthChoice Standard, Basic: These plans offer a range
of deductible options. They will pay anywhere from 60%-80% of your
covered services after you meet the deductible. Included in the
plans are hospital care, preventive treatments, surgery and maternity.
Anthem By Design HSA: This is a PPO option designed to work in conjunction with a Health Savings Account. As a PPO plan, members can choose
their own physicians; however, choosing an out-of-network doctor
results in less savings. Members can choose between two deductible
levels, $2600 and $5000, and major catastrophic coverage is offered
alongside preventive treatment.
Anthem Blue Cross and Blue Shield of Maine also offers
group coverage and access to life insurance, vision, dental and
behavioral health programs. To see how AnthemBCBS Maine can help
you, request a personalized quote.
AM Best: A (as of October 2007)
Fitch: AA-
Moody's: A1
S&P: A+
Ratings are independent opinions based on a quantitative and qualitative evaluation of a company's financial strength, operating performance and business profile.
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In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.
Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).
A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.
Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.