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Alaska Health Insurance (AK)Choose from the list below to learn more about specific health insurance providers in Alaska. Read on to learn about health insurance regulations and programs in your state. Or enter your zip code in the box to the right to request a health insurance quote. Get an online health insurance quote >> Alaska Health Insurance Providers (AK)
Alaska Individual Health Insurance (AK)With individual health insurance, the rules in Alaska are different. If you have a health problem, insurance companies are allowed to turn you down for coverage. Also, the state does not impose limitations on the price of individual policies. Pre-existing conditions can be excluded from coverage under individual health insurance. However, individual insurance in Alaska cannot be cancelled if you get sick. Alaska Group Health Insurance (AK)You cannot be denied group health insurance or be charged more because of a health problem in Alaska. If you are getting new group health insurance, the prior coverage can be credited toward the exclusion period for a pre-existing condition, if you did not have a long break between the in coverage. There is also a limit on the amount of time the group insurance can exclude your pre-existing condition from coverage (check with state insurance department for qualifications). If you get sick, your group health insurance cannot be cancelled. Get an Alaska health insurance quote. >> Alaska Small Business Health Insurance (AK)A small employer applying for group insurance cannot be turned down because of the health of an employee. There are divergent rules for small group health insurance (two to 50 employees) and large group health insurance policies. Small employers cannot be turned down for small group health insurance and insurance cannot be cancelled if a covered employee gets sick. However, large group health insurance applications can be denied. In Alaska, small employers may have limited rate hikes, based on the health of employees. There is no limitation for rate increases on a large group policy. Alaska Self-Employed Health Insurance (AK)Self-employed individuals cannot buy group health insurance in Alaska. However, check with the Alaska Division of Insurance for rules governing individuals, self-employed, and small businesses who join associations with group health coverage availability. Alaska Division of Insurance Alaska State Health Insurance Programs (AK)If you have a health problem and have problems finding private health insurance, you may be able to buy insurance on an individual basis from the Alaska Comprehensive Health Insurance Association. Alaska Medicaid and KidCare are available for those with low or modest incomes. Get an Alaska health insurance quote. >>
*As an informational resource, we provide content about insurance companies, products and services; we make no representation, express or implied, of any sponsorship by or any other relationship with any company on this site. Quotes are provided through insurance brokers, agents, or other representatives who may or may not be able to obtain quotes from any particular company. We make no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company.
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Key Facts... In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family? Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you. Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006). A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan. Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003. |
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