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AFLAC Health Insurance


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The American Family Life Assurance Company (AFLAC), founded in 1955, focuses on health, life, and accident insurance.  Over 60,000 licensed agents serve over 40 million people nationwide.

In addition to being dedicated to its customers, AFLAC has been recognized a number of times for its commitment to its employees, including being ranked in Fortune magazine’s “100 Best Companies To Work For In America”, “America’s Most Admired Companies”, and one of Black Enterprise magazine’s “40 Best Companies For Diversity.

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AFLAC Health Coverage Options

Specializing in policies designed for emergency treatment, hospital stays, medical appliances and cancer treatment expenses, AFLAC provides coverage options for employers and individuals:

  • Hospital Confinement Indemnity – pays benefit for hospital stays when 23 hours or more is required due to a sickness or injury covered by the plan.

  • Hospital Confinement Sickness Indemnity – pays benefit for the fees related to doctor visits, diagnostic exams, surgery, and hospitalization.

  • Hospital Intensive Care - pays for associated costs of stays in an intensive care unit.

  • Specified Health Event – payment in the event of a stroke, heart attack, coma, or other covered health event.

  • Cancer/Specified Disease – pays benefit for treatment, including chemotherapy, radiation, and hospital stays

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Key Facts...

In 2005 $2 trillion was spent on health care services in the United States. On average, each person was responsible for a total annual health care bill of $6,700. Is your health insurance plan working for you and your family?

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

Health care costs in the United States rose an unprecedented 6.9% in 2005, more than double the rate of inflation. These costs are expected to rise at similar levels for the next decade. Protect your health and your wallet by investing in a health insurance plan that is right for you.

Source: National Coalition on Health Care. Catlin, A, C. Cowan, S. Heffler, et al, "National Health Spending in 2005." Health Affairs 26:1 (2006).

A 2003 study by The Henry J. Kaiser Family Foundation determined that over one third of uninsured adults reported having trouble paying their medical bills. Safeguard yourself and your family against future debt by finding a high quality health care plan.

Source: The Henry J. Kaiser Family Foundation. Access to Care for the Uninsured: An Update. 29 September 2003.